This isn't really a work safety topic but I consider it maybe a wellness topic... because if you have your identity hijacked it can cause loads of unnecessary stress on you and your family. I thought I would share some information with everyone in case you didn't already know that you can freeze your credit reports and keep your identity just for you!
You can freeze your credit with all three credit reporting agencies by going to their websites and signing up online. It usually costs some money, like $10 each, but the fee varies by state. To learn more about your state's laws and what the process is to freeze your credit reports use the link below.
http://www.consumersunion.org/campaigns/learn_more/003484indiv.html
The only downside is that you must go through a little hassle unfreezing your credit reports if you need to do anything that requires a credit check. This can be done temporarily or permanently usually within 15 minutes online again. Of course, there is a fee associated with it also.
Another interesting fact to point out is that children are more frequently becoming identity theft victims!! And you/they won't even no it until it comes time for them to try to open a line of credit probably as young adults! Think of how much damage could already be done by then! From what I am learning you can freeze a child's credit report but you must mail is some documentation in order to get a file created for them and then froze. Or you can just watch for any signs of fraud (ex. credit card offers) that may have been done in your children's name and check for their reports if needed.
Just thought it was good but maybe not common knowledge to pass along. I for one will be doing this for my family!!
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